Yojana a premier monthly, carries the message of economic development to the people. Click here to Yojana website

Yojana (English)

November 2009 issue of Yojana Focusses on “Mantras”.

• Financing of MSMEs- Issues and Concerns- R.M.Malla

The growth of MSMEs is desirable for the larger benefits of the national economy and therefore policy interventions are essential. In order to ensure the sustained growth of MSMEs, sustained growth of MSMEs, sustained flow of affordable credit to this sector is required. A holistic approach needs to be followed that could address the demand and supply side issues of credit dispensation to MSMEs. • Cluster and Cluster Development- Tamal Sarkar

That clusters can enhance regional industrial growth has been observed in numerous cases. Firms in clusters have shown higher productivity both in national and international context. In a cluster, the firms gain significantly through passive economies of scale, because of the large presence of firms in a place. However, despite this fact, it has been seen that while some clusters are doing exceedingly well,others are managing and yet others are languishing day by day.

• Clusters, critical Infrastructure and competitiveness- Kunal sood

The country is poised to continue treading the growth path given its strong base of clusters, favourable economic conditions, availability of policy support to clusters and emergence of strataegic service providers that specialize in SME sector.

` • Marketing Challenges & Opportunities in SME Clusters- Ashwini Saxena

The marketing challenges in SME clusters are more complex that for single stand-alone SMEs, the opportunity provided by clusters to experiment and make them feasible by shared costs and assimilation of best practices, make the proposition quite try-worthy.

• SMEs: New Perspectives on Human Resource Development- P.M.Mathew

A growing economy with a highly diversified SME Sector, India requires innovative solutions relating to its human resources for entrepreneurship. Naturally, there should be an integrated policy on capacity building, not only for expanding its entrepreneurial base, but for ensuring that, such entrepreneurial resources truly reflect the needs of a growing economy.

• Inter State Disparities in Mobile Telecom Growth- Maruthi Prasad Tangirala

In the context of the difficult terrain and complex social and security circumstances obtaining in different regions of the country it is recommended that the establishment of a separate entity to provide backbone infrastructure for mobile telecommunications networks be considered by the central government. The entity could channelize the funds available under the universal service fund in a meaningful way.